Commercial Loan Monitoring Consultant

SUMMARY:
Commercial Loan Monitoring Consultant
Based in Centurion
CTC of R40,000

POSITION INFO:
Minimum requirements:
EE candidates only
Must have experience in Corporate Loans
Must have a sales personality
Must be able to interpret financial statements
Will review Agreements and proposals

Key Responsibilities
- Disbursement Verification
- Review all transaction documents provided by the Juristic team and verify against credit committee approval.
- Ensure all disbursement conditions have been met before processing.
- Complete and submit instruction forms for Corporate Finance team approval.
- Loan Monitoring & Risk Management
- Review Terms of Conditions (ToC) to ensure transactions meet required conditions.
- Escalate breaches or deterioration in credit quality to the Head of Department (HOD).
- Monitor the commercial credit portfolio to identify risks and recommend mitigation strategies.
- Ensure compliance with statutory regulations, internal policies, and procedures.
- Provide regular reporting to credit governance forums.
- Collections & Recovery
- Track periodic collections against loan agreements and escalate missed payments to the HOD.
- Compile and submit a watchlist of distressed clients for review.
- Recommend actionable outcomes to improve collections and loan performance.
- Analyse distressed customers to determine appropriate recovery actions.
- Compliance & Process Improvement
- Review and analyse credit policies and recommend improvements.
- Ensure adherence to organisational and regulatory requirements.
- Support internal documentation and process improvement initiatives.
- Learning & Development
- Participate in professional development opportunities.
- Engage in team learning initiatives to enhance skills and knowledge.

Qualifications & Experience
- Education: Bachelor’s degree in finance or a related field (Essential).
- Experience: Minimum of 3 years in finance or a related field (Essential).
- Regulatory Knowledge: Understanding of FICA, NCA (Advantageous).

Skills & Competencies
- Financial analysis and risk management
- Proficiency in MS Word, Excel, and PowerPoint (Intermediate level)
- Valid Code B motor vehicle license (Essential)

Consultant: Angie Botes - Dante Personnel Greenstone
Apply via our website

If you do not hear from us within 5 days, please accept that your application was unsuccessful