Credit Analyst

SUMMARY:
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POSITION INFO:

Credit Analyst
Location: Johannesburg
Type: Permanent | Finance & Credit Risk

Drive smart decisions. Manage credit with precision.
This is a pivotal opportunity for an experienced credit professional who thrives on financial analysis, risk management, and stakeholder collaboration. If you’re ready to take charge of high-value credit decisions and shape lending strategies within a leading asset finance environment — this is your chance to lead with impact.

About the Role
You’ll be responsible for evaluating creditworthiness, managing risk, and ensuring compliance across asset finance transactions. The role spans both corporate and public sector clients, requiring sound judgment, strategic liaison, and a commitment to delivering first-time approvals.

What You’ll Do

• Analyse financial and non-financial data to assess credit risk

• Approve or escalate credit decisions in line with mandate

• Collaborate with sales teams to support client engagements

• Monitor arrears and mitigate exposure proactively

• Contribute to ongoing policy updates and compliance

• Support cross-functional projects and initiatives

• Engage with internal and external stakeholders across the business

What You Bring

• Relevant qualification in Credit Risk or Accounting (Degree or Diploma)

• Minimum 5 years’ credit analysis experience

• Strong financial acumen and analytical capabilities

• Sound understanding of credit policies and asset finance

• Excellent communication and stakeholder engagement skills

• Proficiency in MS Office and business technologies

• Resilience, self-management, and ethical judgement

What Success Looks Like

• Accurate credit assessments with timely approvals

• Strong stakeholder relationships and feedback

• Minimal arrears and aligned credit risk exposure

• Contribution to strategic credit initiatives

• Demonstrated ownership, teamwork, and value alignment