Credit Scoring Analyst

Recruiter:

Network Recruitment

Job Ref:

NFP015910/HN

Date posted:

Wednesday, July 16, 2025

Location:

Johannesburg, South Africa

SUMMARY:
Are you a sharp thinker who loves diving into data and transforming it into powerful insights that drive lending strategies? Join a fast-paced, future-focused organisation where your modelling expertise will directly impact real-world credit decisions.

POSITION INFO:
Credit Scoring Analyst

We’re on the hunt for a Credit Scoring Analyst who thrives on challenge and innovation. If you're passionate about building robust models and being part of a high-performing analytics team, then this is the opportunity for you!

What You’ll Be Doing:

Design, implement and maintain predictive credit risk models for both consumer and merchant lending portfolios
Build and refine credit scoring frameworks that influence acquisition, behavioural, and collections strategies
Monitor model performance, run diagnostics, and ensure ongoing validation in line with internal and regulatory standards
Collaborate closely with Data Engineers, Analysts, and Risk Teams to ensure data accuracy and relevance
Support automation and operational deployment of models within production systems
Generate insights through stress testing, scenario analysis, and exploratory analytics
Present modelling results to internal governance forums and assist with regulatory reporting where needed
Stay ahead of the curve by keeping up with new modelling techniques, regulatory changes, and market trends

What You’ll Bring:

A Degree in Statistics, Actuarial Science, Mathematics, Data Science, or a related quantitative field
A Post-graduate qualification (MSc/PhD) is a strong advantage
3–7 years’ experience in credit risk modelling, financial modelling, or advanced analytics in banking, fintech, or consulting
Strong hands-on proficiency in Python, R, SAS, and SQL
Exposure to IFRS 9, Basel, or internal capital modelling frameworks
Familiarity with machine learning algorithms is a bonus

Key Strengths We Value:

A curious, data-driven mindset
Strong technical and mathematical thinking
Excellent communication skills — Able to translate data into decisions
Ability to work independently and as part of a cross-functional team
High attention to detail, with a commitment to quality and integrity

Why Apply?:
You’ll be joining a team that believes in intelligent innovation, purpose-driven work, and unlocking credit access through smart data. This role offers real ownership, exposure to executive-level discussions, and the ability to shape credit strategy from the ground up.

Please apply directly to .
For more finance jobs, please visit

Similar jobs you might be interested in:

Credit Evaluation Specialist â Business & Agri Lending
Location: Johannesburg
Salary:
Are you ready to step into a role where your financial acumen drives real business impact? A leading institution is seeking a credit Evaluation specialist to join its credit team in Gauteng. If you have a sharp eye for risk, a strong foundation in business and agri lending, and a passion for sound credit practices, then this could be your next big move.
22 days ago

Credit Scoring Analyst
Location: Johannesburg
Salary:
Are you a sharp thinker who loves diving into data and transforming it into powerful insights that drive lending strategies? Join a fast-paced, future-focused organisation where your modelling expertise will directly impact real-world credit decisions.
3 days ago

Accountant
Location: Johannesburg
Salary: 480000 Annually
Are you a sharp, detail-oriented finance professional with a passion for numbers and a knack for problem-solving? If you thrive in a fast-paced manufacturing environment and have a solid audit foundation, then this is your opportunity to step into a hands-on role where your expertise will truly make an impact.
5 days ago

Legal Credit Controller
Location: Johannesburg
Salary: 300000 Annually
Law Meets Ledgers – A Role for the Commercially-Minded Legal Eagle! If you hold a BCom Law, LLB, or BCom in Accounting / Finance, and you're passionate about the legal side of business without wanting to go the Attorney route, then this could be your perfect match! My client, a household name in the wholesale and retail industry, is looking for a sharp, assertive Legal credit Controller to j...
6 days ago

Credit Insurance Advisor
Location: Johannesburg
Salary:
Our client is a respected financial services provider specialising in risk and insurance solutions for corporate clients across various sectors. With a strong footprint in the credit insurance market, they are seeking a motivated and technically skilled individual to join their Trade credit division in a junior management capacity.
10 days ago

Accountant
Location: Johannesburg
Salary: 650000 Annually
Tired of the same old balance sheet? Let’s shake things up! A global manufacturing giant, with a powerhouse technical hub in Johannesburg East, is looking for an accounting pro. If you speak fluent debits and credits and love getting stuck into the detail, then this one’s got your name on it!
10 days ago

Credit Risk Modeller â Scorecard Development
Location: Centurion
Salary:
Are you a technically skilled credit Risk Modeller with a deep understanding of scorecard development and a passion for solving complex problems using data? We are working with a leading financial services group that is shaping the future of credit decisioning. They are looking for a credit Risk Modeller to take the lead in building robust credit scoring models using both traditional and alternati...
11 days ago

Management Accountant (Investments)
Location: Midrand
Salary: 500000 Annually
We’re Hiring a Management Accountant in Midrand! My client, a household name in the Insurance industry, trusted by millions across South Africa, is on the hunt for a sharp, strategic and seriously analytical Management Accountant, with treasury exposure.
13 days ago

Senior Bookkeeper (Accountant)
Location: Johannesburg
Salary: 600000 Annually
Crunch the Numbers Not the Gears! Join a Global Giant in Johannesburg East. Are you an Accountant who balances more than just the books? A numbers ninja with a knack for international chat? Then gear up, because this one’s for you! Our client, a multinational machine manufacturing powerhouse, is looking for a detail-driven Accountant to join their tight-knit South African team based in Johan...
13 days ago

Credit Risk Modeller (Scoring Models/Advanced Analytics/Alternate Data)
Location: Centurion
Salary:
Are you a credit risk modelling expert with a strong research mindset and proven experience with building robust scoring models? Do you thrive in environments where statistical rigour, creative thinking, and technical excellence drive business decisions? We are partnering with a leading financial services group to appoint a credit Risk Modeller with a strong focus on developing credit scoring mode...
15 days ago