Credit Scoring Analyst

Recruiter:

Network Recruitment

Job Ref:

NFP015910/HN

Date posted:

Wednesday, July 16, 2025

Location:

Johannesburg, South Africa

SUMMARY:
Are you a sharp thinker who loves diving into data and transforming it into powerful insights that drive lending strategies? Join a fast-paced, future-focused organisation where your modelling expertise will directly impact real-world credit decisions.

POSITION INFO:
Credit Scoring Analyst

We’re on the hunt for a Credit Scoring Analyst who thrives on challenge and innovation. If you're passionate about building robust models and being part of a high-performing analytics team, then this is the opportunity for you!

What You’ll Be Doing:

Design, implement and maintain predictive credit risk models for both consumer and merchant lending portfolios
Build and refine credit scoring frameworks that influence acquisition, behavioural, and collections strategies
Monitor model performance, run diagnostics, and ensure ongoing validation in line with internal and regulatory standards
Collaborate closely with Data Engineers, Analysts, and Risk Teams to ensure data accuracy and relevance
Support automation and operational deployment of models within production systems
Generate insights through stress testing, scenario analysis, and exploratory analytics
Present modelling results to internal governance forums and assist with regulatory reporting where needed
Stay ahead of the curve by keeping up with new modelling techniques, regulatory changes, and market trends

What You’ll Bring:

A Degree in Statistics, Actuarial Science, Mathematics, Data Science, or a related quantitative field
A Post-graduate qualification (MSc/PhD) is a strong advantage
3–7 years’ experience in credit risk modelling, financial modelling, or advanced analytics in banking, fintech, or consulting
Strong hands-on proficiency in Python, R, SAS, and SQL
Exposure to IFRS 9, Basel, or internal capital modelling frameworks
Familiarity with machine learning algorithms is a bonus

Key Strengths We Value:

A curious, data-driven mindset
Strong technical and mathematical thinking
Excellent communication skills — Able to translate data into decisions
Ability to work independently and as part of a cross-functional team
High attention to detail, with a commitment to quality and integrity

Why Apply?:
You’ll be joining a team that believes in intelligent innovation, purpose-driven work, and unlocking credit access through smart data. This role offers real ownership, exposure to executive-level discussions, and the ability to shape credit strategy from the ground up.

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