Credit Analyst | Randburg

SUMMARY:
Credit Analyst | Randburg

POSITION INFO:

Job Description

As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee.

The candidate will be expected to:
• Engage and interview the entrepreneurs
• Prepare credit papers for review

• Use inhouse and external rating agency credit rating tools and other economic indicators
to supplement analysis
• Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
• Oversee and evaluate these lending/investment decisions
• Conduct on-site evaluation missions
• Perform ongoing risk management activities on successfully funded SME''s

Desired Skills and Experience

• Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree.
• Worked in a family business
• Ability to take initiative, learn quickly and strive for results
• Excellent communication skills (verbal and written)
• Strong team player and motivator
• Analytical mind, organized, attention to details
• Project management skills
• Techno savvy

Required Disposition
• A keen interest in SMEs, impact investing and socio-economic growth
• Someone who wants to make a contribution to South Africa
• Someone who is self-aware
• Big picture thinker, but with an eye for detail
• Curiosity with constant holistic learning