Credit Manager

Recruiter:

The Recruitment Council

Job Ref:

Credit Manager

Date posted:

Monday, February 22, 2021

Location:

Johannesburg, South Africa

Salary:

R900 000 - 1 100 000 Per Annum

SUMMARY:
Credit Manager

POSITION INFO:

SALARY - R----- ------ Per Annum

Role Purpose

The assessment, management and ongoing monitoring of credit risk to
shareholder and client portfolios are exposed to.
Responsible for the overall credit risk management of a portfolio of corporate and public sector exposures.
This includes proactively identifying risks, measuring and ongoing monitoring and management of credit risk
for all product types on a single obligor, group and portfolio basis.

Experience and Qualifications

B.Com (Hons), CA(SA) or CFA
Minimum of 10 years'' experience in Credit risk Management of large corporates

Responsibilities and work outputs

•Conducting industry and company specific research in order to assess the credit worthiness of potential new credit investments.
•Undertake credit assessment for complex transactions.
•Discussion and presentation of the above to the credit approval committee as required.
•Understand current credit and risk assessment tools, risk measurement and rating methodologies,
including their underlying assumptions and potential weaknesses.

•Preparation of monthly exposure reports for management information and decision making purposes.
•Presentation of quarterly and ad-hoc reports to executive and board committees
•Preparation of other memoranda to relevant forums relating to policy or other decisions required
from the committee or feedback on special projects.
•Review credit applications prepared by junior members in the team.
•Pay a mentoring role in respect of junior members in the team.
•Identify financial and business risks to the company and escalate accordingly.

•Maintain effective relationships with portfolio managers and other clients to ensure successful service delivery and support
•Develop effective relationships with all stakeholders in the area of responsibility.
•Interact with stakeholders in a competent, efficient and professional manner.
Competencies required

•Business acumen

•Proven knowledge and experience in credit analysis of corporate and public sector credit risk, including secured and unsecured lending, project finance and workouts.
•Ability to lead the process, work independently, with little oversight and handle multiple demands
•Ability to ask relevant, informed and intelligent questions about transactions, structures,
relationships and risks.
•A sound understanding of legal risk pertaining to legal documentation for lending transactions
•Negotiation and conflict resolution skills. Maintain and nurture relationships with peers, portfolio
managers and managers while retaining the ability to challenge them.
•Strong computer skills, proficiency with Microsoft Office Suite, Murex.
•Clear and concise verbal and written communication skills.
•Customer/stakeholder commitment
•Sound judgment, logical reasoning and strong drive for results and success.
•Leads change and innovation
•Motivating and inspiring team
•Solid presentation skills
•Collaboration
•Impact and influence
•Self-awareness and insight
•Diversity and inclusiveness
•Growing talent

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

CREDIT MANAGER
Location: Isando, Gauteng
Salary: Competitive Package offered
A senior credit manager is required to take full ownership of the organisation’s credit risk, debtors management, and governance framework in a manufacturing or FMCG environment.
3 days ago

Assistant Credit Control Manager
Location: Johannesburg
Salary: 900000 Annually
From managing accounts to shaping strategy, this is where your credit control career grows.
1 day ago

Commercial Manager - Credit (AFCL)
Location: Johannesburg
Salary: 1 000 000
This senior credit leadership opportunity is with a well-established captive finance business supporting a large commercial operation. This role is ideal for an experienced credit professional who enjoys balancing commercial growth with disciplined risk management and leading high-performing teams.
2 days ago

Credit Investment Portfolio Manager
Location: Johannesburg
Salary: 950 000 Annually
We are seeking a highly skilled and motivated professional to join a dynamic team focused on structuring and executing innovative solutions in the distressed credit space. This is an exceptional opportunity to work on complex transactions, manage credit portfolios, and contribute to strategic investment decisions across a diverse range of assets.
25 days ago

Credit Evaluation Manager (Bloemfontein)
Location: Sandton
Salary:
34 days ago

Head of Shared Services
Location: Isandovale
Salary: Market related
Management of the Company`s shared services function
Today

Legal Manager (Contracts)
Location: Johannesburg
Salary: Market Related
Legal manager with 5 year’s post admission experience
Today

Invoicing Clerk
Location: Johannesburg
Salary:
We are seeking a detail-oriented and reliable Invoicing Clerk to play an integral role in ensuring that all applicable jobs and contract milestones are invoiced accurately and within the required month to support the achievement of turnover targets. The successful candidate will work closely with multiple departments across the business and report directly to senior financial and executive managem...
1 day ago

Senior Credit Controller
Location: Johannesburg
Salary:
We are seeking a highly motivated and detail-oriented credit Controller to ensure the timely collection of payments, effective credit risk management, and the maintenance of a healthy cash flow. The successful candidate will play a key role in protecting customer relationships while supporting the overall financial performance of the business.
1 day ago

Partner Relations Manager/ Vendor Manager (Telco)
Location: Johannesburg
Salary: Annually
Responsible for procurement of the companyâs products and services from regional vendors, in order to support internal stakeholders, by establishing and maintaining beneficial long-term relationships and strategies. The role supports sales and project teams in their growth and delivery objectives.
2 days ago

Credit Manager

Similar jobs you might be interested in:

Create a free job alert for Credit Manager in Johannesburg