Credit Manager

Recruiter:

wePlace

Job Ref:

JHB000270/EvD

Date posted:

Tuesday, May 17, 2022

Location:

Johannesburg, South Africa

Salary:

Market

JOB SUMMARY:

A well established Commercial Bank in Sandton is looking for an experienced Credit Manager to evaluate and manage the credit and associated risks within an allocated portfolio.

JOB DESCRIPTION:

Responsibilities:

To effectively integrate, manage and control the credit function by ensuring that quality of credit risks across your portfolio is maintained, thereby minimising the risk of loss through bad debts, while maximising profits.
To interact with other areas of the bank in acting as a catalyst in driving the changed initiatives in ensuring compliance with agreed risk parameters as set out in the changed strategy.

Portfolio Management:

Managing the applicable credit portfolio to ensure that any problems are identified at an early stage and the appropriate remedial action is determined and taken through escalation as appropriate.
Conduct research of various industries, best practice methodologies and changes in markets thereby identifying risks to adjust lending parameters.
Offer guidance to business in structuring/customizing credit facility options and parameters for successful application of credit approvals.
Early detection, management and escalation of risk to mitigate and/or minimise potential losses.
Quality of credit assessment measured as a percentage of non-performing loans and provisions raised.
Managing and controlling all associated risks including covenant management, security requirement and updates as well as the provision of required information/schedules.

Risk Management:

Timeously identifies and takes corrective action to minimise risk within unit
Monitors risk and has the ability to pre-empt risk for the client, unit and the bank. Stays abreast with changes in the industry, legislation, etc.
Alignment and adherence to the NCA and other applicable legislative requirements at all time.
Credit Data Analysis for credit risk or lending: - Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications and Comply with governance in terms of legislative and audit requirements.

Minimum requirements:

Bachelor’s Degree or CAIB Qualification
At least 7 years Credit Management experience across Business and Commercial markets,
Understanding of the National Credit Act ‘NCA’.

Should you not receive a response from us within one week of your application, your application has unfortunately not been successful.

You can visit our website for more vacancies: / Facebook page @wePlace / LinkedIn

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Manager
Location: Johannesburg
Salary: Market related
My client is looking for a credit Risk Quant Analyst, at a manager level, based in Johannesburg. This role is within a highly dynamic consulting firm, and they are seeking a highly quantitative individual with advanced academics and strong communication skills.
7 days ago

Credit Risk Solutions Manager
Location: Johannesburg
Salary:
We're Hiring: A manager – credit Risk Solutions.
9 days ago

Credit Risk & Capital Management â Assistant Manager / Manager
Location: Johannesburg
Salary:
ð We're Hiring: credit Risk & Capital Management – Assistant manager / manager.
17 days ago

emporary Credit & Financial Manager (1-Month Contract)
Location: Johannesburg
Salary:
Are you a results-driven finance professional available immediately for a high-impact contract role?We’re seeking a Temporary credit & Financial manager to join a fast-paced organisation for a 1-month contract. This role is ideal for a seasoned professional with strong financial oversight and credit management skills, who can provide stability and leadership during a transitional period....
28 days ago

Credit Risk Solutions Manager
Location: Johannesburg
Salary:
36 days ago

Credit Risk Manager (JHB)
Location: Johannesburg
Salary: Monthly salary
THE expertise of a highly skilled credit Risk manager is sought by a leading global full-service Commercial bank.
45 days ago

Assistant Manager – Credit Risk
Location: Johannesburg
Salary: Datafin1
Assistant manager – credit Risk
59 days ago

Junior Credit Controller
Location: Johannesburg
Salary: 15000 Monthly
The Junior credit Controller will be responsible for managing the companyâs debtor book, ensuring timely collection of outstanding payments, minimising risk, and maintaining accurate records. This role requires strong communication skills, attention to detail, and a solid understanding of credit control processes within the logistics industry.
17 days ago

Key Accounts Manager – Beverage Solutions
Location: Johannesburg
Salary:
Today

Head of Data Strategy & Operations
Location: Midrand
Salary:
Are you a visionary leader in data operations and digital transformation? A leading digital service provider in the higher education sector, is seeking a dynamic Head of Data Strategy & Operations to drive its data management initiatives and oversee strategic growth through digital services. BCom degree essential. Also must have corporate experience in marketing and sales, very driven, present...
1 day ago

Credit Manager

Similar jobs you might be interested in:

Create a free job alert for Credit Manager in Johannesburg