Credit Risk Analyst

Recruiter:

Network Recruitment

Job Ref:

NFP016460/HN

Date posted:

Monday, December 15, 2025

Location:

Johannesburg, South Africa

SUMMARY:
Credit Risk Analyst

Are you passionate about building models that shape smarter lending decisions? We’re looking for a Credit Risk Modeller who thrives on data, analytics, and innovation. If you love turning numbers into insights that drive business impact, this is your opportunity to make a difference!

Join a dynamic, data-driven environment where your expertise in credit risk modelling will directly influence strategic decisions. This role offers exposure to advanced modelling techniques, collaboration with top talent, and the chance to work on merchant and consumer lending portfolios.
What’s in it for you?

Opportunity to design and implement cutting-edge credit risk models
Work in a fast-paced, innovative environment with real impact
Collaborate with data engineers, analysts, and governance teams
Be part of a culture that values creativity and technical excellence

POSITION INFO:

Key Responsibilities

Develop, implement, and maintain credit risk models for merchant and consumer advances
Create and refine credit scoring models to support lending decisions
Monitor model performance, conduct validations, and ensure compliance
Collaborate with data teams to ensure data quality and integrity
Produce clear documentation for governance and audit purposes
Support stress testing, scenario analysis, and automation of models into operational systems

Job Experience and Skills Required

Education:

Degree in Statistics, Actuarial Science, Mathematics, Data Science, or related field (Postgraduate degree advantageous)

Experience:

3–7 years in credit risk modelling, financial modelling, or data analytics within financial services, fintech, or consulting
Hands-on experience with statistical programming (Python, R, SAS) and SQL
Familiarity with machine learning approaches beneficial
Strong understanding of credit lifecycle, risk metrics, and regulatory frameworks

Skills & Attributes:

Analytical mindset with strong mathematical skills
Excellent communication skills for technical and non-technical audiences
Ability to manage multiple priorities in a fast-paced environment
Self-starter with problem-solving mindset

Apply now!
For more exciting Finance vacancies, please visit:
/>I also specialise in recruiting in the following:
- Actuarial roles (Life, Short-Term, Health, Pensions, Quantitative)
- Data Scientists / Data Analysts (Python, R, SQL, Machine Learning)
- Risk Analysts (Credit, Market, Model Risk, Operational)
- Pricing Specialists (Insurance, Financial Products)
- Machine Learning & AI Data Scientists (ML Ops, NLP, Predictive Modelling)
- Quantitative Specialists across Banking, Insurance, and FinTech
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles.
For more information, contact:
Heidi Joubert
Specialist Recruitment Consultant
Connect with me on LinkedIn!

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