Credit Risk Analyst



Communicate Recruitment

Job Ref:


Date posted:

Wednesday, November 16, 2022


Johannesburg, South Africa


550 000 Annually

A giant in the banking sector is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this role will be on Account Management.


Minimum Requirements:
  • MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
  • At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
  • Programming capabilities in SAS / R / Python / VBA
  • Retail banking experience
Performance area criteria’s:
  • Develop mathematical and statistical models for risk quantification.
  • Development and implementation of the high-risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
  • Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
  • Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
  • Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
  • Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
  • Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
  • Responsible for managing issues through to resolution.
  • Working with other team members within the Credit Team to ensure:
  • The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
  • Effective team management to produce results in line with strategy.
  • Improved processes and a collaborative working culture.
Taking the next step in your career means that you are one step closer to the position you desire. Should you have relative experience, and you meet the necessary requirements, please apply for this role ASAP!

Please apply directly, by clicking on the apply button or visit for more exciting finance opportunities.
For more information, contact:

Recruitment Consultant: Ariella Eschur

If you have not had any response from us in two weeks, please consider your application unsuccessful. Your profile will be kept on our data base for any other suitable positions


NB! This job is now closed. You can apply for other jobs by uploading your CV.




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