Credit Risk Analyst

Recruiter:

Communicate Recruitment

Job Ref:

CMF000794/AE

Date posted:

Thursday, November 24, 2022

Location:

Johannesburg, South Africa

Salary:

600 000 Annually

JOB SUMMARY:
A giant JSE-listed listed organisation is looking to employ a Financial Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this role will be on Account Management.

JOB DESCRIPTION:

Minimum Requirements:

MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
Programming capabilities in SAS / R / Python / VBA
Retail banking experience

Performance area criteria’s:

Develop mathematical and statistical models for risk quantification.
Development and implementation of the high-risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
Responsible for managing issues through to resolution.
Working with other team members within the Credit Team to ensure:
The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
Effective team management to produce results in line with strategy.
Improved processes and a collaborative working culture.

Taking the next step in your career means that you are one step closer to the position you desire. Should you have relative experience, and you meet the necessary requirements, please apply for this role ASAP!

Please apply directly, by clicking on the apply button or visit for more exciting finance opportunities.
For more information, contact:

Recruitment Consultant: Ariella Eschur

If you have not had any response from us in two weeks, please consider your application unsuccessful. Your profile will be kept on our data base for any other suitable positions

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Senior Manager
Location: Midrand
Salary:
Are you ready to take your credit risk expertise to the next level? This is your chance to step into a senior role within a leading advisory team, shaping credit risk frameworks for major clients across Africa. If building and refining credit models, delivering strategic insights, and driving regulatory compliance excites you, this opportunity is for you.
15 days ago

Credit Risk Modelling Manager
Location: Johannesburg
Salary:
Are you a data-savvy consultant who thrives in analytical, high-impact environments? Here’s your chance to work on complex credit modelling projects for leading financial institutions, locally and globally. We’re partnering with a specialist consulting firm known for delivering world-class solutions across risk, finance, and strategy. This is a space where your quantitative skills and ...
15 days ago

Model Validation Analyst (Decision Science
Location: Johannesburg
Salary:
Are you ready to transform the way banking makes decisions through cutting-edge quantitative expertise? Join a progressive team where your skills in model validation, scorecard development, and data analytics won’t just be used — they’ll be recognized and valued. If you’re passionate about testing, improving, and building models that drive real-world financial outcomes, thi...
Today

Actuarial Analyst
Location: Johannesburg
Salary: Market Related
Are you a recent graduate with a passion for financial markets, quantitative analytics, and risk? Do you want to kick-start your career in a consulting environment where you’ll gain exposure to multiple banks, risk teams, and market risk methodologies? A leading consulting firm is seeking a high-potential graduate to join their Market risk team. This is an exceptional opportunity for someone...
3 days ago

Actuary Manager
Location: Johannesburg
Salary: Market Related
Are you a recent graduate with a passion for financial markets, quantitative analytics, and risk? Do you want to kick-start your career in a consulting environment where you’ll gain exposure to multiple banks, risk teams, and market risk methodologies? A leading consulting firm is seeking a high-potential graduate to join their Market risk team. This is an exceptional opportunity for someone...
8 days ago

Market Risk Actuary - Graduate
Location: Johannesburg
Salary:
Are you a recent graduate with a passion for financial markets, quantitative analytics, and risk? Do you want to kick-start your career in a consulting environment where you’ll gain exposure to multiple banks, risk teams, and market risk methodologies? A leading consulting firm is seeking a high-potential graduate to join their Market risk team. This is an exceptional opportunity for someone...
8 days ago

Business Analyst â Debt Review Analytics
Location: Johannesburg
Salary:
Are you the kind of analyst who looks at a messy debt review portfolio and instantly sees structure, patterns, and opportunity? Do you thrive in environments where your analytics directly influence strategy, operational performance, and millions in recoveries? If you’re driven by deep diagnostics, predictive modelling, and transforming complex portfolios into high-performing engines — ...
8 days ago

Quantitative Analyst â Capital Data & Debt Review Optimization
Location: Johannesburg
Salary:
Are you a numbers-driven problem solver with razor-sharp analytical instincts and exceptional academic results?
10 days ago

Financial accountant
Location: Hartbeespoort
Salary:
Are you a hands on Financial Accountant with strong technical skills and a passion for accuracy? A leading construction company is seeking a detail oriented and proactive individual to manage accounting functions, SARS submissions, payroll, and monthly reporting. If you thrive in a fast-paced, project-driven environment and enjoy being involved in every part of the finance process, this role is an...
10 days ago

Financial Manager
Location: Centurion
Salary:
Are you a strategic and result driven finance professional looking to advance your career in the construction industry? We are seeking a Financial Manager to lead financial planning, reporting, and control, ensuring strong governance and supporting the growth of complex construction projects. This role is ideal for someone with sharp analytical skills, project finance experience, and a passion for...
11 days ago

Credit Risk Analyst

Similar jobs you might be interested in:

Create a free job alert for Credit Risk Analyst in Johannesburg