Credit Risk Analyst

Recruiter:

Communicate Recruitment

Job Ref:

CMF000794/AE

Date posted:

Thursday, November 24, 2022

Location:

Johannesburg, South Africa

Salary:

600 000 Annually

JOB SUMMARY:
A giant JSE-listed listed organisation is looking to employ a Financial Analyst to monitor and diagnose benchmarks and trends across financial data, systems and processes. is in the market for a Credit Risk Analyst with a MSc/BSc (Hons) to join their multinational organization. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle. The focus of this role will be on Account Management.

JOB DESCRIPTION:

Minimum Requirements:

MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
Programming capabilities in SAS / R / Python / VBA
Retail banking experience

Performance area criteria’s:

Develop mathematical and statistical models for risk quantification.
Development and implementation of the high-risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
Responsible for managing issues through to resolution.
Working with other team members within the Credit Team to ensure:
The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
Effective team management to produce results in line with strategy.
Improved processes and a collaborative working culture.

Taking the next step in your career means that you are one step closer to the position you desire. Should you have relative experience, and you meet the necessary requirements, please apply for this role ASAP!

Please apply directly, by clicking on the apply button or visit for more exciting finance opportunities.
For more information, contact:

Recruitment Consultant: Ariella Eschur

If you have not had any response from us in two weeks, please consider your application unsuccessful. Your profile will be kept on our data base for any other suitable positions

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Senior Consultant
Location: Johannesburg
Salary: Annually
You’ll join a specialist financial risk management team focused on the development, review, and validation of sophisticated statistical models used to quantify credit risk. Working alongside experienced analysts and modellers from diverse quantitative backgrounds, you’ll gain exposure to a broad range of clients—from local credit providers to globally regulated institutions.
5 days ago

Credit Risk Senior Consultant
Location: Johannesburg
Salary: 750 000 Annually
You’ll join a specialist financial risk management team focused on the development, review, and validation of sophisticated statistical models used to quantify credit risk. Working alongside experienced analysts and modellers from diverse quantitative backgrounds, you’ll gain exposure to a broad range of clients—from local credit providers to globally regulated institutions.
8 days ago

Senior Quantitative Analyst
Location: Johannesburg
Salary:
We are looking for a highly experienced Senior Quantitative analyst with deep expertise in unsecured lending and overdraft products within a banking environment.
1 day ago

Chief Risk Officer
Location: Midrand
Salary: 3000000 Annually
The Chief risk Officer (CRO) is responsible for leading and shaping the Bank’s enterprise-wide risk management strategy, ensuring comprehensive identification, evaluation, mitigation, and monitoring of all material risks that could affect the achievement of the Bank’s developmental and commercial objectives. The CRO provides strategic oversight of key risk functions, including group ri...
2 days ago

Financial Strategist
Location: Johannesburg
Salary:
We are seeking an exceptional and driven Financial Strategist with a proven track record of optimizing profitability and streamlining operations. This role is ideal for a commercially minded finance professional who thrives on data-driven decision-making and is motivated to deliver sustainable growth and long-term value.
5 days ago

Payroll Specialist
Location: Johannesburg
Salary:
We are seeking a detail-oriented and experienced Payroll Specialist to manage and administer the full payroll function. The successful candidate will be responsible for ensuring accurate payroll processing, statutory compliance, third-party payments, and timely reporting, while providing excellent support to employees and management.
5 days ago

Creditors specialist
Location: Johannesburg
Salary:
We are a leading security services company seeking an experienced and detail driven creditors Specialist to join our Finance team. The successful candidate will be responsible for managing complex local and foreign vendor reconciliations, ensuring accurate processing of transactions, maintaining strong vendor relationships, and supporting compliance, reporting, and audit requirements.
7 days ago

Foreign Creditors Clerk
Location: Johannesburg
Salary:
We are a reputable security services company seeking a detail-oriented and experienced Foreign creditors Clerk to join our Finance team. The successful candidate will be responsible for managing local and foreign creditors, foreign currency transactions, and reconciliations, and ensuring accurate accounting records in compliance with financial policies and statutory requirements.
7 days ago

Senior Credit Controller
Location: Johannesburg
Salary:
We are a reputable and growing security services company seeking a highly experienced and detail oriented Senior credit Controller to join our Finance Department. The successful candidate will be responsible for managing the full creditors and accounting functions, ensuring accurate financial records, timely vendor payments, and compliance with company policies and procedures.
7 days ago

Actuarial Analyst (Non-Life)
Location: Johannesburg
Salary:
Are you an actuarial professional with a passion for non-life insurance and capital management? This is your opportunity to join a leading risk solutions provider and work on complex actuarial projects that drive real impact.
7 days ago

Credit Risk Analyst

Similar jobs you might be interested in:

Create a free job alert for Credit Risk Analyst in Johannesburg