SUMMARY:
A leading financial services institution operating in Central Africa is seeking an experienced and strategic Director: Credit Risk to oversee and strengthen its credit risk function across retail, corporate, and SME portfolios. This is a senior leadership position suited to a seasoned risk professional with deep knowledge of credit governance, portfolio management, and African banking markets.
POSITION INFO:
This opportunity offers significant influence at the executive level, exposure to a growing regional market, and the ability to drive credit strategy in a rapidly expanding financial environment.
If you are passionate about risk leadership, credit strategy, and operational excellence, this is a rare and impactful opportunity.
Key Responsibilities:
- Lead the full credit risk function, including credit policy, governance, and portfolio oversight.
- Drive strategic credit risk decisions aligned with the bank’s growth objectives and regulatory obligations.
- Oversee credit risk analytics, modelling, portfolio segmentation, and performance monitoring.
- Manage and enhance credit approval frameworks for retail, SME, and corporate lending.
- Engage with executive and Board committees on risk appetite, portfolio trends, impairments, and stress testing.
- Strengthen risk controls, earlyâwarning systems, and credit quality management across the bank.
- Provide leadership and guidance to the credit risk team, including developing and mentoring senior and junior staff.
- Collaborate with finance, operations, audit, and regulatory stakeholders to ensure sound risk governance.
Experience & Skills Required:- Qualifications:
- Honours degree in Finance, Risk Management, Economics, or a related field (Master’s advantageous).
- Professional certifications in risk (CFA, FRM, CRM, etc.) will be highly beneficial.
- Experience:
- 10+ years’ experience in credit risk management within banking or financial services.
- Strong exposure to credit policy, credit decisioning, portfolio monitoring, and impairments.
- Proven experience in leading teams at a senior or executive level.
- Experience in African or emerging markets will be a significant advantage.
- Technical Competencies:
- Deep understanding of retail, SME, and corporate credit risk.
- Strong command of credit modelling principles, IFRS 9, stress testing, and regulatory frameworks.
- Ability to design and maintain credit governance structures and risk appetite statements.
- Leadership Competencies:
- Strong strategic thinking and executive communication skills.
- Ability to influence stakeholders at the Board, Exco, and regulatory levels.
- Experience building highâperforming credit teams in complex environments.
Location & Package:- Role based in Central Africa (full details shared during the interview process).
- Expatriate package, including accommodation support, flights, security arrangements, and medical cover, available for the right candidate.
Apply Now!
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I specialize in recruiting talent across:
- Actuarial (Life, ShortâTerm, Pensions, Health, Quant)
- Data Science & Advanced Analytics
- Pricing & Product Modelling
- Market, Credit & Quantitative Risk
- Machine Learning & AI Specialists
If you have not received a response within two weeks, please consider your application unsuccessful. Your profile will remain on our database for future opportunities. For more information, contact:
Kholo Mongalo
Recruitment Researcher – Actuarial & Analytics
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