Financial Planner

SUMMARY:
💼 Financial Planner – Independent, Fee-Based Practice | National with Training in Secunda, Mpumalanga
Join a forward-thinking, values-driven financial planning firm where innovation meets client-centric excellence.
Our Client is an independent, fee-based financial planning practice that believes in offering conflict-free, client-first advice—not product pushing. If you're looking to be part of a progressive firm that prioritises ethics, personal growth, and long-term client relationships, this opportunity is tailored for you.

POSITION INFO:
🌟 Why Join? | The Value Proposition

1. True Independence
   Work for a company that represents clients—not corporate shareholders or product providers. Your advice will never be compromised by sales targets, ensuring integrity and long-term trust with clients.
2. Transparent, Rewarding Commission Structure
   Once you have generated revenue equal to two times your cost to company, you’ll enjoy a 50/50 commission split on all earnings thereafter. This structure rewards commitment and performance, offering unlimited earning potential.
3. Culture of Excellence
   Our Client thrives on a core set of values: innovation, progressiveness, mutual respect, solution-driven thinking, and win-win relationships. You’ll be part of a team that values doing the right thing—not just the easy thing.
4. Professional Growth & Support
   Our Client commits to growing its people through opportunities for internal promotion, skill development, and mentorship. You will receive full onboarding and a 6–9-month structured training period in Secunda to ensure you’re set up for long-term success.
5. Client-Centric Practice Development
   As a Financial Planner, you will help clients achieve their lifestyle and financial goals through holistic advice, relationship building, and ongoing plan reviews—all within a business that supports you with a structured process, regulatory compliance, and potential support staff.

• Conduct in-depth financial needs analyses
• Offer holistic financial planning tailored to individual clients
• Submit and issue new business
• Conduct regular reviews and plan updates
• Build client base through prospecting & referrals
• Ensure full regulatory and FAIS compliance

• Has completed the supervision period for required Class of Business categories

• Long-Term Insurance: Subcategory B1 - Risk policies excluding investment (e.g. life cover, disability)
• Long-Term Insurance: Subcategory B2 - Investment policies with no significant risk benefits -

• Retail Pension Benefits - Pension products offered to retail clients (e.g. preservation funds, retirement annuities)
• Holds a recognised qualification (120 credits minimum)
• RE5 certified
• Beneficial Qualifications:
• Long-Term Insurance: Subcategory A - Assistance policies (e.g. funeral policies)
• Long-Term Insurance: Subcategory B1-A - Risk policies with simplified underwriting
• Pension Fund Benefits (excluding retail) - Institutional retirement fund advice or administration
• Short-Term Insurance: Personal Lines - Insurance products for individuals (e.g. car, home)
• Short-Term Insurance: Commercial Lines - Insurance for businesses (e.g. business property, fleet)
• Friendly Society Benefits - Products provided by friendly societies (mainly funeral cover and minor health benefits)
• Experience conducting FNAs and providing tailored financial solutions
• Strong interpersonal skills, ethical judgement, and business acumen
• 🧠 Preferred Competencies
  
  • Customer focus
  • Entrepreneurial & commercial thinking
  • Teamwork and relationship-building
  • High resilience under pressure
  • Analytical problem solving
  • Persuasive communication
  
  🚀 Are You a Fit?
  This role is perfect for individuals who value ethical advisory, want to build a long-term, profitable career in financial planning, and thrive in a high-performance, people-first environment. Whether you're a seasoned planner or an ambitious rising professional, Our Client offers a platform for you to grow your income, your skills, and your impact.