Head of Product: Unsecured Credit (CH792)

 

Recruiter:

CapitalH

Job Ref:

172612180

Date posted:

Thursday, May 26, 2022

Location:

Sandton, South Africa


JOB SUMMARY:
-

JOB DESCRIPTION:

Our client in the business banking industry is looking for a Head of Product for their Unsecured Credit area.

Purpose Statement

  • To have ownership and accountability for a set of Unsecured Credit Lending Products, translating strategic direction into a ‘best in world’ product through the leadership of a dedicated team, with the focus of the unsecured products as a subset of the full range of Credit Products offered to Business Banking clients through the entire product life cycle, driving, planning and ensuring delivery.
  • The unsecured products include Overdrafts and Term Loans (including Merchant Loans).
  • Channels include staff assisted and self service.

Education (Minimum)

  • Bachelor's Degree

Education (Ideal or Preferred)

  • Honours Degree

Knowledge and Experience

Minimum:
Experience

  • 10+ yrs experience in business management at a senior level in an innovative high performing environment, ideally banking or FinTech.
  • 5+ years’ experience managing products.
  • Business and product vision; has had ownership responsibility for a product previously.
  • Product management where there are multiple initiatives with competing priorities and so experience in influencing multiple diverse stakeholders, both business and technology.
  • Working at strategic, tactical and technical levels.
  • Career experience to include some time in one or more technical roles.
  • Communicating with technical and non-technical senior stakeholders across multiple business units.
  • Using data and metrics to test theories, confirm assumptions, and measure success
  • Earning trust across different levels and multiple groups of a large organization
  • Usability studies and/or customer research principles and methods.
  • Client development and product validation through customer feedback.
  • Using influence and relationships to drive and achieve objectives.
  • Leading and guiding multi-functional teams with a single product operating model
  • Leading and having oversight of remote / hybrid teams.

Knowledge and Skills

  • Strategic and commercial thinking; able to think about problems from a business perspective using people, technology and product input.
  • Business acumen and systems thinking; able to take a ‘big picture’ view, assess, make a logical, sound decision and influence others to achieve objectives.
  • Financial acumen - sufficient to effectively operate own cost centre
  • People leadership and management practices to empower, create focus and delivery.
  • Organising, planning and prioritising work.
  • Data-driven approach; analytical and quantitative skills.
  • Technologically literate and able to adapt to new technologies.
  • Able to dive deep in understanding the product, the business, and the competitive landscape.
  • Able to present complex technical information in a clear and concise manner to a variety of audiences.

Skills

  • Commercial Thinking Skills
  • Decision making skills
  • Interpersonal & Relationship management Skills
  • Problem solving skills
  • Strategic Thinking Skills

Competencies

  • Adapting and Responding to Change
  • Creating and Innovating
  • Deciding and Initiating Action
  • Delivering Results and Meeting Customer Expectations
  • Formulating Strategies and Concepts
  • Leading and Supervising
  • Persuading and Influencing
  • Planning and Organising

Additional Information

  • Clear criminal and credit record

General:

  • Only shortlisted candidates will be contacted. Should you not hear from us after 30 days you may consider your application unsuccessful
  • In keeping with our client’s employment equity requirements, only South African citizens will be considered.
  • Please include your current salary and salary expectations.

 

 

 

NB! This job is now closed. You can apply for other jobs by uploading your CV.



 

 

 

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