SENIOR CREDIT MANAGER

Recruiter:

The Recruitment Council

Job Ref:

CRM 01

Date posted:

Monday, February 22, 2021

Location:

Johannesburg, South Africa

Salary:

900 000 - 1 MILLION

SUMMARY:
SENIOR CREDIT MANAGER

POSITION INFO:

Role Purpose

The assessment, management and ongoing monitoring of credit risk to
shareholder and client portfolios are exposed to.
Responsible for the overall credit risk management of a portfolio of corporate and public sector exposures.
This includes proactively identifying risks, measuring and ongoing monitoring and management of credit risk
for all product types on a single obligor, group and portfolio basis.

Experience and Qualifications

B.Com (Hons), CA(SA) or CFA
Minimum of 10 years'' experience in Credit risk Management of large corporates

Responsibilities and work outputs

•Conducting industry and company specific research in order to assess the credit worthiness of potential new credit investments.
•Undertake credit assessment for complex transactions.
•Discussion and presentation of the above to the credit approval committee as required.
•Understand current credit and risk assessment tools, risk measurement and rating methodologies,
including their underlying assumptions and potential weaknesses.

•Preparation of monthly exposure reports for management information and decision making purposes.
•Presentation of quarterly and ad-hoc reports to executive and board committees
•Preparation of other memoranda to relevant forums relating to policy or other decisions required
from the committee or feedback on special projects.
•Review credit applications prepared by junior members in the team.
•Pay a mentoring role in respect of junior members in the team.
•Identify financial and business risks to the company and escalate accordingly.

•Maintain effective relationships with portfolio managers and other clients to ensure successful service delivery and support
•Develop effective relationships with all stakeholders in the area of responsibility.
•Interact with stakeholders in a competent, efficient and professional manner.
Competencies required

•Business acumen

•Proven knowledge and experience in credit analysis of corporate and public sector credit risk, including secured and unsecured lending, project finance and workouts.
•Ability to lead the process, work independently, with little oversight and handle multiple demands
•Ability to ask relevant, informed and intelligent questions about transactions, structures,
relationships and risks.
•A sound understanding of legal risk pertaining to legal documentation for lending transactions
•Negotiation and conflict resolution skills. Maintain and nurture relationships with peers, portfolio
managers and managers while retaining the ability to challenge them.
•Strong computer skills, proficiency with Microsoft Office Suite, Murex.
•Clear and concise verbal and written communication skills.
•Customer/stakeholder commitment
•Sound judgment, logical reasoning and strong drive for results and success.
•Leads change and innovation
•Motivating and inspiring team
•Solid presentation skills
•Collaboration
•Impact and influence
•Self-awareness and insight
•Diversity and inclusiveness
•Growing talent

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Specialist (Senior Consultant / Assistant Manager)
Location: Pretoria
Salary:
Ready to put your credit risk expertise to work where analytics meets innovation? We’re looking for a driven credit Risk Specialist (senior Consultant / Assistant manager) who thrives on solving complex problems and designing smarter financial models that shape how leading institutions make decisions. This is your chance to join a collaborative, data-led environment where your technical insi...
13 days ago

Credit Risk Senior Manager
Location: Johannesburg
Salary: Annually
Are you ready to take your credit risk career to new heights? This is your opportunity to join a leading financial risk advisory team, working with major clients across Africa to design and refine cutting-edge credit risk frameworks. If you’re passionate about building and optimising credit models, delivering strategic insights, and ensuring regulatory excellence, this role is made for you.
21 days ago

Credit Risk Senior Manager
Location: Midrand
Salary:
Are you ready to take your credit risk expertise to the next level? This is your chance to step into a senior role within a leading advisory team, shaping credit risk frameworks for major clients across Africa. If building and refining credit models, delivering strategic insights, and driving regulatory compliance excites you, this opportunity is for you.
24 days ago

Senior Credit Structuring Specialist
Location: Midrand
Salary: Annually
Do you thrive where finance meets impact? Here’s your opportunity to shape Africa’s future — structuring bold, high-value transactions that bring vital projects to life, from energy to infrastructure and beyond.
3 days ago

Senior Credit Portfolio Analyst
Location: Midrand
Salary:
senior credit Portfolio AnalystDo you love the thrill of finding clarity in complexity? We’re looking for a sharp, analytical mind who can spot the early warning signs, interpret credit signals, and keep a billion-rand portfolio performing at its best. If you have the instinct to protect, the precision to analyse, and the passion to make impact-driven finance thrive — this role is for ...
7 days ago

Senior Credit Structuring Specialist
Location: Midrand
Salary:
senior credit Structuring SpecialistAre you the kind of deal-maker who thrives where finance meets purpose? This is your chance to shape high-impact projects across Africa — from energy to infrastructure — while structuring complex, meaningful transactions that drive development and deliver measurable results.Join an organisation where numbers meet nation-building. This powerhouse in d...
7 days ago

Senior Credit Controller
Location: Johannesburg
Salary: 430000 Annually
Are you passionate about credit control and financial excellence?If managing complex accounts, reducing risk, and keeping cash flow healthy is what drives you, then this senior credit Controller opportunity in the FMCG industry could be your next big career move.
10 days ago

Credit Risk Senior Consultant
Location: Pretoria
Salary:
Are you the go-to person for credit risk models, IFRS 9 frameworks and data-driven decision-making? Here’s your chance to join a leading advisory team that’s shaping the future of financial risk across Africa. If you’ve got the technical brain and strategic mindset to turn complex data into actionable insights, keep reading.
10 days ago

Senior Credit Controller
Location: Johannesburg
Salary: 400000 Annually
Are you the Sherlock Holmes of numbers, spotting risks before they appear and turning overdue balances into business wins? A FMCG powerhouse is looking for a senior credit Controller who’s not just about chasing payments, but about driving smart, strategic credit decisions that keep the cash flowing and customers happy.
11 days ago

SENIOR CREDIT CONTROLLER – ROODEPOORT – RHIGHLY NEGOTIABLE
Location: Johannesburg
Salary: 430000
Well-established company
17 days ago

SENIOR CREDIT MANAGER

Similar jobs you might be interested in:

Create a free job alert for SENIOR CREDIT MANAGER in Johannesburg