Senior Credit Analyst - Corporate and Institutional Banking (CIB)

Recruiter:

Ratio Recruitment

Job Ref:

Corp Cred

Date posted:

Sunday, October 17, 2021

Location:

Johannesburg, South Africa

Salary:

R600,000.00 - R800,000.00 CTC P/A

SUMMARY:
Excellent opportunity for seasoned Senior Corporate Credit Analyst with Corporate Banking Credit and Business Support Experience.

POSITION INFO:

Job Purpose:

Achieve the Division''s targets and budgets by working together with the Corporate Banking Relationship team, identifying customers, analysing and assessing their needs and credit worthiness in order to sell Corporate Banking products to them.

Responsibilities/KPIs:

Conduct comprehensive and effective analysis, credit ratings, covenant monitoring, pre and post loan management of clients and to manage and maintain credit risks.
Complete, facilitate, coordinate, monitor and participate in the credit process both locally and with Head Office for the respective Teams.
To achieve the Bank''s Targets as set by EXCO (determined by Head Office) as amended and updated from time to time on an annual basis by planning and executing on plans.
Ensure compliance with all regulatory, policy and procedural requirements of the Bank. To protect the Bank from potential losses.
Credit Administration, reports, assigned tasks, special projects, product development and Innovation: To ensure all Credit Administration, tasks, special projects, reports, must to do list, product development (within team portfolio, for department, for the Division, for other departments and or for Head Office and other external stakeholders) are completed efficiently, and on time.
Coordination/Cooperation - Establish and maintain good working relationships within the department and with the Bank''s internal and external customers. To protect and enhance the brand of the Bank. Servicing and marketing customers, collaborating and enabling teamwork
Work Attitude – Maintain positive and professional attitude to meet KPI’s and resolve all matters
Time Management – ensure that all tasks are completed on time. Time and task management to avoid bottlenecks and missing deadlines. Prioritise tasks.

Qualifications required:

Commerce/Business Degree or equivalent qualification - Required
Honours/Masters Business Degree - Preferred/An advantage

Experience required:

Prior Corporate Banking experience of 5 - 7 Years - Required
Prior Corporate Credit/Business Analyst experience 3 - 5 Years - Required

Personal Attributes:

Strong verbal and written communication skills in English
Strong negotiation skills

Ability to work under pressure
Ability to work independently and manage requirements of the role
Strong Financial Literacy/Numeracy skills

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Senior Credit Controller
Location: Johannesburg
Salary:
We are seeking a highly motivated and detail-oriented credit Controller to ensure timely collection of payments, effective credit risk management, and the maintenance of healthy cash flow. The successful candidate will play a key role in protecting customer relationships while supporting the overall financial performance of the business.
1 day ago

Senior Credit Controller
Location: Johannesburg
Salary: 300000 Annually
Chasing Payments is Your Drive? Let’s Manufacture Your Next Move! Are you a senior Debtors Clerk who’s got the credit control clutch down to a fine art? Our client in Johannesburg South’s buzzing manufacturing sector is on the hunt for someone who can chase payments faster than a conveyor belt at full speed! With strong people-first values and long-term career stability, this is ...
14 days ago

Senior Credit Controller
Location: Johannesburg
Salary: 300000 Annually
Chasing Payments is Your Drive? Let’s Manufacture Your Next Move! Are you a senior Debtors Clerk who’s got the credit control clutch down to a fine art? Our client in Johannesburg South’s buzzing manufacturing sector is on the hunt for someone who can chase payments faster than a conveyor belt at full speed! With strong people-first values and long-term career stability, this is ...
26 days ago

SENIOR CREDIT CONTROLLER – ROODEPOORT – RHIGHLY NEGOTIABLE
Location: Johannesburg
Salary: 430000
Well-established company
81 days ago

Financial accountant
Location: Pretoria
Salary:
A dynamic logistics company in Pretoria is seeking a highly skilled Financial Accountant with 3–5 years’ experience to join our finance team. The company provides efficient transport and supply chain solutions across South Africa, and we are committed to operational excellence, accuracy, and compliance. The successful candidate will play a key role in managing financial reporting, anal...
28 days ago

Financial Manager
Location: Johannesburg
Salary:
A leading petroleum wholesaler based in Johannesburg is seeking a highly skilled and driven Financial Manager to join our dynamic team. We supply fuel and energy products across South Africa and pride ourselves on reliability, innovation, and strong client relationships. We are looking for a finance professional who can provide strategic financial leadership, ensure compliance, and support the con...
28 days ago

Head Of Fixed Income
Location: Centurion, Gauteng
Salary: Market related
Head Of Fixed Income | Centurion
88 days ago

Operational Financial Controller
Location: Johannesburg
Salary: 900000 Annually
Take the first step in exploring new career opportunities today.
1 day ago

Commercial Manager - Credit (AFCL)
Location: Johannesburg
Salary: 1 000 000
This senior credit leadership opportunity is with a well-established captive finance business supporting a large commercial operation. This role is ideal for an experienced credit professional who enjoys balancing commercial growth with disciplined risk management and leading high-performing teams.
2 days ago

Senior Marketing Manager
Location: East Rand
Salary: Market and Experience related
We are assisting our client in recruiting for a senior Marketing Manager
2 days ago

Senior Credit Analyst - Corporate and Institutional Banking (CIB)

Similar jobs you might be interested in:

Create a free job alert for Senior Credit Analyst - Corporate and Institutional Banking (CIB) in Johannesburg