Senior Credit Analyst - Corporate and Institutional Banking (CIB)

Recruiter:

Ratio Recruitment

Job Ref:

Corp Cred

Date posted:

Sunday, October 17, 2021

Location:

Johannesburg, South Africa

Salary:

R600,000.00 - R800,000.00 CTC P/A

SUMMARY:
Excellent opportunity for seasoned Senior Corporate Credit Analyst with Corporate Banking Credit and Business Support Experience.

POSITION INFO:

Job Purpose:

Achieve the Division''s targets and budgets by working together with the Corporate Banking Relationship team, identifying customers, analysing and assessing their needs and credit worthiness in order to sell Corporate Banking products to them.

Responsibilities/KPIs:

Conduct comprehensive and effective analysis, credit ratings, covenant monitoring, pre and post loan management of clients and to manage and maintain credit risks.
Complete, facilitate, coordinate, monitor and participate in the credit process both locally and with Head Office for the respective Teams.
To achieve the Bank''s Targets as set by EXCO (determined by Head Office) as amended and updated from time to time on an annual basis by planning and executing on plans.
Ensure compliance with all regulatory, policy and procedural requirements of the Bank. To protect the Bank from potential losses.
Credit Administration, reports, assigned tasks, special projects, product development and Innovation: To ensure all Credit Administration, tasks, special projects, reports, must to do list, product development (within team portfolio, for department, for the Division, for other departments and or for Head Office and other external stakeholders) are completed efficiently, and on time.
Coordination/Cooperation - Establish and maintain good working relationships within the department and with the Bank''s internal and external customers. To protect and enhance the brand of the Bank. Servicing and marketing customers, collaborating and enabling teamwork
Work Attitude – Maintain positive and professional attitude to meet KPI’s and resolve all matters
Time Management – ensure that all tasks are completed on time. Time and task management to avoid bottlenecks and missing deadlines. Prioritise tasks.

Qualifications required:

Commerce/Business Degree or equivalent qualification - Required
Honours/Masters Business Degree - Preferred/An advantage

Experience required:

Prior Corporate Banking experience of 5 - 7 Years - Required
Prior Corporate Credit/Business Analyst experience 3 - 5 Years - Required

Personal Attributes:

Strong verbal and written communication skills in English
Strong negotiation skills

Ability to work under pressure
Ability to work independently and manage requirements of the role
Strong Financial Literacy/Numeracy skills

NB! This job is now closed. You can apply for other jobs by uploading your CV.

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