Senior Manager Credit Risk

The Senior Manager Credit Risk is responsible for managing a team and applying sound credit risk management principles to reduce the segment's impairment charge with the view to rehabilitate.

A leading South African bank that sets itself apart through excellent client service, digital advancement and lived internal values is seeking to appoint a SENIOR MANAGER CREDIT RISK in Gauteng. 

• Manage reports through early actioning of exceptions.
• Manage and rehabilitate clients by getting backward roll on arrears
• Identify systems and process improvement initiatives by escalating for decisions to relevant stakeholders.
• Make correct credit decisions on a consistent basis first time round by complying to service level agreements.
• Demonstrate an understanding of client needs by providing feedback on application decisions based on risk appetite.
• Collaborate with external stakeholders through regular information sharing.
• Manage and support direct reports by providing advise on strategies and/or deliverables.
• Analyse client information to assess level of risk by interpreting financial information within the ambit of banking regulations.
• Implement sound credit risk management by providing advice on specialized credit risk matters to sales and direct reports

Qualifications and Experience requirements:

• Matric + BCom/ Btech/ Credit Diploma
• 5-8 years experience in a credit or credit risk role within banking
• Leadership: Experience coaching, mentoring and managing a team
• Technical: Financial Accounting principles, management information & reporting, strategic planning, client service management and business administration.

This role will suit a technically capable Credit Risk professional who has some leadership experience and is excited to play a critical role in the bank's strategy while growing their credit risk and leadership career.