Chief Financial Officer (CFO) - Healthcare and Retirement Villages

SUMMARY:
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POSITION INFO:

Reporting Line:

• Reports to: Chief Executive Officer (CEO)
• Works closely with: Boards of Management, Trustees, Audit and Risk Committees, and Senior Leadership

Organisational scope:

• The CFO holds financial stewardship across a multi-entity, mission-driven portfolio, including:
  • Multi-site aged care and residential services
  • Life Right retirement villages, capital management, property operations
  • Investment, property, and insurance structures – long-term asset stewardship and financial sustainability
  • This role requires consolidated oversight across non-profit, foundation, trust, and property-based financial models, operating within strong governance and regulatory frameworks

Role Purpose:

The Chief Financial Officer is responsible for providing strategic financial leadership, governance oversight, and commercial foresight across the group. The role ensures long-term financial sustainability, strong controls, transparent reporting, and informed decision-making at executive and board level, while supporting organisational growth, development, and mission integrity.

Responsibilities:

• Strategic Financial Leadership:
  • Lead and execute the group’s long-term financial strategy aligned to organisational mission and growth objectives
  • Provide financial insight and modelling to support business expansion, new developments, and strategic initiatives
  • Partner with the CEO and Executive Team to drive sustainability, efficiency, and value creation
  • Translate complex financial data into clear, actionable insights for Boards and Trustees
• Group Financial Management and Consolidation:
  • Oversee consolidated budgeting, forecasting, and financial reporting across all entities
  • Ensure accurate and timely monthly, quarterly, and annual financial statements
  • Manage inter-entity funding flows, cost allocations, and shared services structures
  • Ensure consistent financial policies, controls, and reporting standards across the portfolio

• Governance, Compliance and Risk:
  • Ensure full compliance with:
    • NPO and PBO legislation
    • Trust and foundation governance requirements
    • SARS, VAT, PAYE, and statutory obligations
  • Lead audit processes across all entities and act as primary liaison with external auditors
  • Maintain strong internal controls, risk frameworks, and financial governance structures
  • Support Audit and Risk Committees with clear reporting and risk mitigation strategies
• Treasury, Investments and Capital Management:
  • Oversee treasury management, cash flow, reserves, and liquidity planning
  • Manage investment portfolios, insurance structures, and capital reserves
  • Provide oversight of Life Right financial models, including refund liabilities and capital protection
  • Support property-linked financial planning, refinancing, and long-term asset sustainability
• Board and Stakeholder Engagement:
  • Act as a trusted financial advisor to Boards, Trustees, and Committees
  • Prepare and present high-quality board packs, financial dashboards, and strategic reports
  • Support decision-making with scenario modelling, sensitivity analysis, and risk assessments
  • Engage confidently with funders, donors, financial institutions, and professional advisors
• Systems, Controls and Process Improvement:
  • Lead financial systems integration across entities (ERP, reporting, payroll, and controls)
  • Improve efficiency, automation, and data integrity across finance functions
  • Ensure scalability of financial systems to support growth and increasing complexity
  • Drive continuous improvement in financial processes and reporting quality
• Leadership and Team Development:
  • Lead and develop a high-performing Finance team across multiple entities and sites
  • Build strong succession, capability, and accountability within the finance function
  • Foster a culture of integrity, professionalism, and collaboration
  • Work closely with HR and Operations to align financial and operational performance

Key Skills and Competencies:

Technical and Professional:

Strong expertise in:

• • Consolidated group reporting
  • Non-profit, foundation, and trust accounting
  • Property-linked and capital-based financial models
  • Investment, insurance, and treasury management
  • Advanced financial modelling, forecasting, and scenario planning skills
  • High level of regulatory, compliance, and governance literacy

Leadership and Personal Attributes:

• Executive presence with confidence engaging Boards and Trustees
• Exceptional communication skills – able to simplify complex financial matters
• High discretion, integrity, and emotional intelligence
• Strategic thinker with strong commercial judgement
• Comfortable operating in values-based, mission-driven environments

Qualification and Experience:

• CA(SA), CIMA, ACCA, or equivalent professional qualification (essential)
• Minimum 10–15 years senior financial leadership experience, ideally across:
  • Multi-entity or group environments
  • Non-profit not essential, foundation, or property-linked structures
  • Proven experience working closely with Boards, Audit Committees, and Trustees
  • Experience in aged care, healthcare, property, or regulated environments (advantageous)