Commercial Debt Recovery Specialist | Bedfordview | Permanent

SUMMARY:
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POSITION INFO:
Join a leading organization in the financial services sector, where your expertise in commercial debt recovery will directly impact business stability and growth. This is an excellent opportunity for a dedicated professional looking to make a tangible difference within a dynamic team focused on excellence and integrity. Duties: Manage a portfolio of commercial and corporate debtors, including SMEs, private companies, close corporations, partnerships, trusts and larger corporate entities Drive recovery of high-value, aged, disputed and difficult-to-recover accounts Develop account-specific recovery strategies based on debtor circumstances, account history, risk and documentation Negotiate settlements, acknowledgements of debt and structured repayment arrangements within approved authority Monitor payment commitments and take decisive action where arrangements are not honoured Reconcile disputed accounts and coordinate resolution of legitimate queries affecting recovery Manage pre-legal, hard collections and legal recovery matters Assess accounts for legal escalation and prepare complete legal handover packs Liaise with attorneys, sheriffs, liquidators, trustees, business rescue practitioners and other recovery stakeholders Monitor litigation, judgments, enforcement actions and claims in liquidation, insolvency and business rescue proceedings Identify accounts approaching prescription and escalate appropriately Conduct debtor tracing and commercial investigations using authorised systems, CIPC records, credit bureau information and tracing tools Investigate debtor trading status, ownership structures, directorships, addresses, assets and related entities Analyse financial statements, bank statements, payment history and other data to assess collectability Prioritise accounts according to value, ageing, risk, prescription exposure and recovery potential Maintain accurate collection records, forecasts, portfolio reports and audit trails Ensure all recovery activities comply with relevant legislation, contractual requirements, company policies and approved mandates Requirements: Grade 12\/Matric Registration with the Council for Debt Collectors At least five years' experience in commercial or B2B debt collection Proven experience managing high-value, aged and complex debtor portfolios Strong negotiation and management skills Proficiency in Excel Familiarity with the following: Commercial tracing tools and credit bureau information Legal processes related to debt recovery What We'll Give You: The opportunity to work on a challenging and rewarding portfolio A supportive work environment committed to professional growth Competitive remuneration (salary details not disclosed) Seize this opportunity to elevate your career in debt recovery. Apply now to make a significant impact with a forward-thinking organization.