Credit Manager

SUMMARY:

POSITION INFO:
ey Responsibilities: Credit Risk Management Evaluate new and existing customers' creditworthiness Review financial statements, credit reports, and other relevant information Approve or decline credit applications Establish and maintain customer credit limits Monitor gross exposure against approved credit limits Debtors and Collections Management Manage the full accounts receivable function Drive collections and reduce overdue debtors Oversee collection strategies and escalation processes Resolve customer queries and disputed accounts promptly Manage major account reconciliations and problem accounts Review bad debt provisions, write-offs, and recoveries Reporting and Financial Control Prepare weekly and monthly debtor reports Monitor cash flow forecasts and collection targets Report on aged debtors, accounts on hold, credit notes, settlement discounts, and credit balances Perform general ledger reconciliations and debtor-related controls Review provisions and IFRS-related debtor accounting requirements Manage intercompany balance confirmations Policy, Compliance and Governance Maintain and enforce credit policies and procedures Ensure compliance with legal and regulatory requirements Liaise with legal representatives, credit insurers, and collection agencies Manage Credit Guarantee declarations and debt recovery processes Support audit requirements and internal control initiatives Business Partnership and Commercial Support Partner with finance, sales, and management teams to improve working capital performance Provide guidance on customer trading limits and risk exposure Support forecasting, collection planning, and commercial decision-making Provide cross-border credit support and reporting Manage vendor applications and related administrative processes Job Experience and Skills Required: Finance Degree and\/or Credit Management qualification Minimum 5 years' experience in Credit Management Experience in manufacturing is essential Strong knowledge of accounts receivable, collections, and credit risk management Experience managing large debtor books and complex customer accounts Strong reporting, reconciliation, and analytical skills Experience working with credit insurance and debt collection processes Advanced Microsoft Excel skills Let's connect! For more exciting Finance vacancies, please visit: I also specialise in recruiting: Financial Directors Chief Financial Officers Financial Managers Financial & Senior Accountants Cost & Management Accountants Financial Controllers If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles \/ positions. For more information, contact: Monya Bolt 📧 Connect with me on LinkedIn!