Credit Risk Modeller

Recruiter:

Network Recruitment

Job Ref:

NFP015798/HN

Date posted:

Tuesday, June 3, 2025

Location:

Centurion, South Africa

SUMMARY:
Credit Risk Modeller | Turn Data into Smarter Lending Decisions

Do you see numbers where others see noise? Can you design a model that sees the risk coming before anyone else? We’re on the lookout for a Credit Risk Modeller to help shape the future of smarter lending through powerful analytics and predictive risk modelling.

About the Role
This isn’t just another modelling gig — it’s an opportunity to take ownership of credit risk strategy and build high-impact solutions from scratch. You’ll be at the heart of the decision-making process, designing models that drive financial performance, enable growth, and ensure smart risk-taking across both merchant and consumer lending portfolios.

POSITION INFO:
What You’ll Do

Design, develop, and maintain cutting-edge credit risk models that power smarter lending
Build and refine credit scoring models that improve approvals and reduce defaults
Monitor model performance and stability through diagnostic tools and validations
Collaborate with analysts, engineers, and decision-makers to ensure clean data pipelines
Produce transparent, audit-ready documentation that supports model governance
Contribute to stress testing and scenario planning for capital and regulatory assessments
Help integrate your models into operational systems and automation pipelines
Stay ahead of regulatory updates, emerging modelling trends, and AI innovations

What You’ll Bring

A degree in Statistics, Data Science, Actuarial Science, Mathematics, or a related field
3–7 years of hands-on experience building risk or financial models
Strong knowledge of credit lifecycle, scorecard development, and risk KPIs
Proficiency in Python, R, SQL, or SAS — and you know your way around large datasets
Comfortable working in a fast-paced, data-rich environment (bonus if fintech)
Bonus: Familiarity with model governance, validation frameworks, or regulatory requirements

Bonus Points If You:

Have an MSc or PhD in a quantitative field
Know your way around machine learning, even if it's not your daily toolkit
Can explain a Gini coefficient or PD curve to a business exec in plain English
Have worked with cross-functional teams to embed models into production systems

What You Get:

A role where your models directly shape lending decisions and risk appetite
Full ownership of modelling lifecycle — not just maintenance
Real-world data, real-time feedback, and real impact
A highly collaborative team of data enthusiasts and business innovators
Room to grow, innovate, and elevate your career

If you are interested in this opportunity, please apply directly to .

For more finance jobs, please visit
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles / positions.
We also invite you to contact us to discuss your next career move in finance!

For more information contact:
Heidi Nieuwoudt on
Specialist Recruitment Consultant: Actuarial and Analytical

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