Credit Scoring Analyst

SUMMARY:
Are you a sharp thinker who loves diving into data and transforming it into powerful insights that drive lending strategies? Join a fast-paced, future-focused organisation where your modelling expertise will directly impact real-world credit decisions.

POSITION INFO:
Credit Scoring Analyst

We’re on the hunt for a Credit Scoring Analyst who thrives on challenge and innovation. If you're passionate about building robust models and being part of a high-performing analytics team, then this is the opportunity for you!

What You’ll Be Doing:

• Design, implement and maintain predictive credit risk models for both consumer and merchant lending portfolios
• Build and refine credit scoring frameworks that influence acquisition, behavioural, and collections strategies
• Monitor model performance, run diagnostics, and ensure ongoing validation in line with internal and regulatory standards
• Collaborate closely with Data Engineers, Analysts, and Risk Teams to ensure data accuracy and relevance
• Support automation and operational deployment of models within production systems
• Generate insights through stress testing, scenario analysis, and exploratory analytics
• Present modelling results to internal governance forums and assist with regulatory reporting where needed
• Stay ahead of the curve by keeping up with new modelling techniques, regulatory changes, and market trends

• A Degree in Statistics, Actuarial Science, Mathematics, Data Science, or a related quantitative field
• A Post-graduate qualification (MSc/PhD) is a strong advantage
• 3–7 years’ experience in credit risk modelling, financial modelling, or advanced analytics in banking, fintech, or consulting
• Strong hands-on proficiency in Python, R, SAS, and SQL
• Exposure to IFRS 9, Basel, or internal capital modelling frameworks
• Familiarity with machine learning algorithms is a bonus

• A curious, data-driven mindset
• Strong technical and mathematical thinking
• Excellent communication skills — Able to translate data into decisions
• Ability to work independently and as part of a cross-functional team
• High attention to detail, with a commitment to quality and integrity