FINANCIAL MANAGER

SUMMARY:
This role oversees financial reporting, capital management, risk oversight, and performance analysis

POSITION INFO:

Our client with a national footprint within the financial sector seeks the duties of a highly skilled Financial Manager.

Key Responsibilities

Financial Strategy & Planning

• Lead financial planning, budgeting, and forecasting across business units such as lending, investments, insurance, or treasury.
• Analyse financial performance, product profitability, and cost‑to‑income ratios.
• Provide strategic insights on capital allocation, liquidity optimisation, and revenue growth opportunities.
• Support executive decision‑making through scenario modelling and stress testing.

Regulatory & Compliance Oversight

• Ensure full compliance with financial sector regulations (e.g., FSCA, SARB, IFRS, Basel III/IV, Solvency II for insurers).
• Prepare regulatory submissions, prudential returns, and statutory reports.
• Maintain strong internal controls aligned with governance frameworks and audit requirements.
• Liaise with regulators, auditors, and compliance teams.

Financial Reporting & Controls

• Oversee accurate and timely preparation of financial statements and management reports.
• Manage month‑end and year‑end close processes.
• Ensure adherence to IFRS and industry‑specific reporting standards.
• Strengthen financial controls across treasury, credit, investment, and operational finance functions.

Risk Management & Capital Oversight

• Monitor financial risks including credit, market, liquidity, and operational risk exposures.
• Support capital adequacy assessments and risk‑weighted asset calculations.
• Collaborate with risk teams to implement risk mitigation strategies and enhance risk governance.
• Oversee asset‑liability management (ALM) processes where applicable.

Treasury & Cash Flow Management

• Manage liquidity, funding strategies, and cash flow forecasting.
• Oversee investment portfolios, treasury operations, and banking relationships.
• Optimise interest income, funding costs, and balance sheet structure.

Operational Finance Leadership

• Oversee financial operations including accounts, reconciliations, and financial systems.
• Drive process improvements, automation, and digital finance initiatives.
• Support product teams with pricing models, cost analysis, and financial feasibility assessments.

Team Leadership

• Lead and develop finance professionals, fostering a culture of accuracy, compliance, and continuous improvement.
• Provide coaching and technical guidance on financial regulations and reporting standards.

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or related field (Honours or postgraduate qualification advantageous).
• Professional designation preferred: CA(SA), CIMA, ACCA, CFA, or equivalent.
• 5–10 years’ experience in financial management within banking, insurance, investment management, or fintech.
• Strong understanding of regulatory frameworks (FSCA, SARB, IFRS, Basel, Solvency II).
• Proven experience in financial modelling, risk management, and capital planning.