Modeller - Credit Risk

SUMMARY:
Are you ready to turn data into decisions? Join a forward-thinking lending team as a Credit Risk Modeller—where your analytical expertise will help shape smarter, faster, and more accurate credit decisions across both consumer and merchant portfolios.

POSITION INFO:
Credit Risk Modeller (Lending & Analytics)

What You’ll Do:

• Build, refine, and validate credit risk models for merchant and consumer advances.
• Develop credit scoring tools to support strategic lending decisions.
• Monitor and optimise model performance to ensure accuracy and business value.
• Work closely with data engineers and analysts to guarantee high-quality data input.
• Deliver clear and audit-ready model documentation and validation reports.
• Support regulatory stress testing, scenario modelling, and capital planning.
• Champion the integration of risk models into production systems using R, Python, SQL, or similar tools.
• Stay ahead of emerging trends in data science, modelling, and regulatory standards.

• A Degree in Statistics, Actuarial Science, Data Science, Quantitative Risk Management, or similar.
• 3–7 years of hands-on experience in credit risk, financial modelling, or data analytics.
• Solid grasp of the credit lifecycle, scoring methodologies, and regulatory compliance.
• Proficient in Python, R, SQL, or other statistical programming tools.
• Experience with fintech or fast-paced, data-heavy environments is a bonus.
• Knowledge of machine learning frameworks is an advantage.

• A critical thinker with a natural curiosity for data and trends.
• Detail-obsessed with a passion for precision and model integrity.
• A clear communicator who can translate numbers into narratives.
• Highly organised, proactive, and able to juggle multiple projects at once.
• Driven to make a measurable business impact using cutting-edge modelling.

• You’ll work with a team that values data-driven decisions and innovation.
• Build and influence end-to-end risk strategies for a growing credit portfolio.
• Be part of a dynamic environment that encourages continuous learning and fresh ideas.
• Enjoy a culture that rewards ownership, agility, and collaboration.