Principal Credit Offer Portfolio Management

SUMMARY:
Principal Credit Portfolio Specialist

Are you the kind of credit professional who loves digging deep into portfolios — spotting patterns, uncovering risks, and strengthening financial resilience before issues arise? This is your chance to steer a diverse, high-impact credit book spanning South Africa and beyond, ensuring that every investment continues to deliver value, stability, and purpose.

Join a powerhouse in development and investment finance that’s redefining how sustainable growth is funded across the continent. As a Principal Credit Portfolio Specialist, you’ll sit at the nerve centre of risk, performance, and strategic impact — overseeing complex portfolios, refining credit frameworks, and driving informed decision-making that balances commercial results with developmental outcomes.

You’ll collaborate with origination, legal, and ESG teams to monitor, manage, and optimise a multi-billion-rand credit portfolio, ensuring every facility aligns with the organisation’s mandate and long-term vision for inclusive growth.

POSITION INFO:
Key Responsibilities:

• Lead ongoing portfolio monitoring, risk reviews, and early warning analysis across diverse sectors and regions.
• Conduct in-depth financial and credit analysis to assess portfolio health, recommend restructures, and enhance performance.
• Build and review complex financial models and risk reports to inform strategic decisions.
• Drive governance reporting, IFRS 9 provisioning support, and early intervention strategies.
• Mentor and develop portfolio analysts while promoting excellence in credit and risk practices.

• Postgraduate degree in Finance, Economics, Accounting, Business, or Risk Management (CFA, FRM, or CA(SA) advantageous).
• Minimum 10 years’ experience in credit risk analysis, portfolio monitoring, or financial analysis within investment, wholesale, or development finance.
• Proven track record in credit reviews, restructures, and stress testing across African markets.
• Strong financial modelling and risk evaluation skills, with exposure to sovereign and infrastructure lending.
• Exceptional written and verbal communication — able to translate complex portfolio insights into strategic guidance.