Senior Credit Manager: Evaluation

 

Recruiter:

Fempower

Job Ref:

3912945021

Date posted:

Saturday, September 10, 2022

Location:

Johannesburg, South Africa


JOB SUMMARY:
-

JOB DESCRIPTION:

Our client has an opportunity available for a Senior Credit Manager based in Sandton.

Requirements:

  • CA or BCom postgraduate qualification.
  • MBA would be advantageous.
  • 8 to 10 years’ experience in a financial institution.
    Knowledge and understanding of credit and investment risks in the financing of transactions or projects.
  • Portfolio management experience would be advantageous.

 

 

Responsibilities:

  • Perform risk gradings of Business Partners through an application of in-house credit risk tools and models and give constructive view on the output.
  • Ensure adherence to credit policies and procedures as well as team alignment to the Credit Risk Appetite Strategy.
  • Responsible for the final sign-off of all risk ratings within the company, including accountability for a consistent rating approach for all entities and approval of overrides.
  • Prepare and position submissions at the relevant sanctioning committee and respond to questions.
  • Provide support, guidance and a consistent approach and interpretation of credit and investment principles across the full credit cycle.
  • Responsible for independent evaluation of annual credit reviews and provide oversight to ensure these are aligned with policy requirements.
  • Assist Origination Managers in ensuring that all key and specific credit conditions are correctly and clearly documented and properly defined in the relevant facility agreements.
  • Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learnt when required.
  • Facilitate constructive working relations and healthy working morale with internal stakeholders.
  • Providing input to the development and enhancing of credit policies and procedures.
  • Ensure on-going compliance with Credit Policy and other relevant regulatory requirements.

 

 

NB! This job is now closed. You can apply for other jobs by uploading your CV.



 

 

 

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