CREDIT MANAGER

Recruiter:

Pollock & Associates

Job Ref:

JK6220

Date posted:

Tuesday, January 6, 2026

Location:

isando, Gauteng, South Africa

Salary:

Competitive Package offered

SUMMARY:
A senior Credit Manager is required to take full ownership of the organisation’s credit risk, debtors management, and governance framework in a manufacturing or FMCG environment.

POSITION INFO:

This role balances commercial enablement with disciplined risk control, ensuring sustainable sales growth, strong cash flow, and full compliance with the National Credit Act and POPIA.

The position is responsible for credit policy development, customer risk assessment, management of the large debtor book, collections performance, oversight of contract administration, and audit readiness. You will work closely with Sales, Finance, Legal, and Executive leadership to provide data-driven insights, strengthen internal controls, and contribute to broader business strategy.

This role suits a decisive, structured leader who can protect margin, reduce risk, and strengthen governance while supporting growth.

Qualifications

National Diploma or Bachelor’s Degree in Finance or Accounting (NQF 7)
Credit Management Diploma (Institute of Credit Management of South Africa) – highly advantageous

Experience

5–8 years’ progressive experience in credit control/credit management
Minimum 5 years in a supervisory or management role
Experience within a manufacturing, FMCG, or sales-driven environment
Proven track record in managing large debtor books and trade credit risk

Technical Knowledge & Skills

Strong credit risk assessment and credit policy management expertise
In-depth understanding of the National Credit Act (NCA) and POPIA
Solid financial analysis skills, including interpretation of customer financial statements
ERP system proficiency (SAP, Syspro, Oracle, or similar)
Advanced MS Excel and management reporting capability
Commercially astute with strong business and financial acumen
Proactive, structured, and comfortable operating in complex, regulated environments

Governance, Risk & Compliance

Experience operating within structured corporate governance frameworks
Exposure to internal and external audits and implementation of corrective action plans
Strong internal controls mindset across credit, collections, and contract administration
Knowledge of regulatory compliance, SHEQ standards, and labour legislation

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