Credit Risk Analyst

 

Recruiter:

DPT Recruitment

Job Ref:

18122021

Date posted:

Wednesday, December 22, 2021

Location:

Johannesburg, South Africa

Salary:

CTC


SUMMARY:
Credit Risk Analyst

POSITION INFO:

Job Purpose

To visit clients at least annually to audit their systems and processes to give the organisation confidence in the reports received from the client and their compliance with the organisation’s mandate.

Key Performance Areas

  • Conduct client audits annually and audit their systems to ensure that they can produce reliable information
  • Verify client compliance with applicable legislation
  • Verify client delivery on the organisation’s mandate
  • Report on outcomes with recommendation where required
  • Monitoring and Reporting on the portfolio

Minimum Education and Experience

Minimum Requirements

  • BCom Degree or Diploma or similar Financial related qualification
  • Alternatively, at least 10 years’ experience in a similar role

Experience

  • 3 – 5 years’ experience in the credit, property or financial sector

Competencies

  • Report writing skills
  • Knowledge of the credit /lending environment
  • Knowledge of housing related information
  • Ability to analyse and interpret financial statements
  • Report writing skills
  • Credit management/portfolio management skills
  • Ability to perform due diligence /client reviews
  • Computer Literacy
  • Ability to analyse credit data to determine degree of risk involved in extending credit using pivot tables
  • Ability to manage portfolio risk
  • Ability to monitor compliance
  • Ability to produce monthly reports as input into division reports

Attributes

  • Attention to Detail
  • Continuous Learning & Development
  • Initiative
  • Professionalism
  • Quality Management/Assurance
  • Values and Ethics


 

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