Head of Home Loans Collections

Recruiter:

Network Recruitment

Job Ref:

NFP016725/HN

Date posted:

Tuesday, April 7, 2026

Location:

Johannesburg, South Africa

SUMMARY:
Head of Home Loans Collections

Are you an accomplished retail banking executive with a passion for secured lending, credit optimisation, and largeâscale collections strategy? This is a rare opportunity to take ownership of a flagship Home Loans and Collections portfolio and drive transformation at the highest level of a leading financial institution.

Company and Job Description:

A prominent, forwardâthinking financial services organisation is seeking a seasoned leader to head up its Home Loans and Collections function. This role sits at a senior leadership level and carries full accountability for secured lending strategy, portfolio performance, impairments, and recoveries across the credit lifecycle.
The successful candidate will operate at the intersection of strategy, analytics, risk, and governance, shaping how secured lending portfolios are managed, optimised, and modernised. You will lead highly specialised teams across analytics, collections, recoveries, and legal processes, while partnering closely with executive stakeholders to influence enterpriseâwide credit and recovery strategies.
Why join this organisation?
This is a business known for strong credit governance, balanceâsheet resilience, and innovation within its retail banking environment. You’ll be empowered to modernise collections methodologies, embed dataâdriven decisionâmaking, and deliver measurable commercial and risk outcomes.
WIIFM: Executive influence, ownership of a cornerstone portfolio, strategic impact at scale, and the opportunity to shape the future of secured lending and recoveries.

POSITION INFO:

Key Responsibilities:

Provide strategic leadership for the Home Loans and Collections portfolio, including impairments, recoveries, and portfolio optimisation
Lead and develop specialist teams across quantitative analytics, collections, recoveries, and secured lending
Oversee legal, regulatory, compliance, and foreclosure processes, ensuring robust governance across the credit lifecycle
Drive dataâled insights to enhance collections efficiency, minimise losses, and improve portfolio profitability

Job Experience and Skills Required:

Education:

Degree in Business Commerce, Finance & Accounting, Mathematical Sciences, Risk Management, or a related quantitative field
Certified Risk Manager (CRM) qualification – required

Experience:

10–15 years’ experience leading a Home Loans or Vehicle & Asset Finance portfolio
Strong Retail Banking background (secured lending preferred; unsecured considered)
Proven track record designing and executing largeâscale collections and recovery strategies
Demonstrated leadership of quantitative analytics teams
Deep understanding of credit risk management, portfolio analysis, collections, and recoveries
Handsâon experience overseeing legal processes, regulatory compliance, and foreclosure activities

Skills / Technical Requirements:

Strong financial acumen and advanced credit analytics capability
Risk reporting and enterprise risk management expertise
Data governance, data quality, and compliance experience
Financial and accounting control knowledge
Quantitative and analytical decisionâmaking ability
Exceptional leadership, strategic thinking, and execution skills

Apply now!
For more exciting Finance vacancies, please visit:
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I also specialise in recruiting in the following:

Actuarial roles (Life, ShortâTerm, Health, Pensions, Quantitative)
Data Scientists / Data Analysts (Python, R, SQL, Machine Learning)
Risk Analysts (Credit, Market, Model Risk, Operational)
Pricing Specialists (Insurance, Financial Products)
Machine Learning & AI Data Scientists (MLOps, NLP, Predictive Modelling)
Quantitative Specialists across Banking, Insurance, and FinTech

If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles / positions.
For more information, contact:
Heidi Joubert
Specialist Recruitment Consultant
Connect with me on LinkedIn:

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