Insurance Risk Consultant (Financial Services)

SUMMARY:
Umhlanga -Drive tailored insurance solutions in a client-centric advisory environment as a insurance risk consultant. This is an opportunity to support financial planning practices through expert risk consulting.

POSITION INFO:
Our client is a leader in the financial services industry, delivering wealth management and insurance advisory solutions. The business is known for its professional environment, regulatory compliance, and client-focused ethos.

This role will focus on identifying insurance needs, providing expert life and short-term insurance advice, and supporting implementation alongside financial planning partners. The consultant will manage client relationships, ensure compliance, and work closely with internal teams to deliver a seamless advisory experience.

Key Responsibilities:

• Identify insurance opportunities within client portfolios.
• Provide advice and solutions for Life and Short-Term Insurance.
• Draft comprehensive proposals and quotations.
• Handle implementation, underwriting, and client onboarding.
• Conduct policy reviews and identify updates based on life changes.
• Generate and refer STI leads, coordinate appointments.
• Liaise with tele-advisors and track outcomes.
• Maintain strong, professional client relationships.
• Support initiatives to engage and educate clients.
• Monitor outcomes of advisory activities.
• Adhere to TCF principles and compliance standards.

• Strong interpersonal and client engagement skills.
• Confident communicator with persuasive ability.
• Self-motivated and resilient.
• Ethical and professional in all dealings.
• Strategic thinking with operational execution ability.

• Minimum 5 years’ experience in life insurance advisory.
• Relevant tertiary qualification (Commerce/Finance preferred).
• RE5 and FSCA-recognized qualification essential.
• Fully authorized representative across multiple FSCA sub-categories.
• Evidence of CPD, product-specific, and class-of-business training.
• Driver’s license and own vehicle required.