Payment Integration Analyst

SUMMARY:
Analysing and documenting the technical requirements, integration approaches, and complexity

POSITION INFO:

Remote role.

We are seeking a Technical Payments Integration Analyst to conduct a short-term discovery and feasibility assessment for a payments solution that is being built.

The successful candidate will be responsible for analysing and documenting the technical requirements, integration approaches, and complexity of integrating a mobile money platform and payment service providers. The output of this engagement will be a detailed technical integration report to guide subsequent solution architecture and development.

This is a hands-off technical analysis role - not a software development position - requiring strong payments domain knowledge, API integration understanding, and the ability to operate independently.

Key Objectives

• Assess integration with mobile money platforms

• Analyse integration options with:

  • Local Payment Service Providers (PSPs)

  • Direct bank integrations (where applicable)

• Evaluate both:

  • Customer payment (pay-in) flows

  • Merchant payment / settlement (pay-out) flows

• Identify technical, operational, and regulatory considerations impacting integration

Key Responsibilities

• Perform technical discovery of mobile money and PSP integration capabilities

• Review and analyse available API documentation and technical specifications

• Map end-to-end payment flows, including:

  • Customer initiation

  • Transaction processing

  • Settlement and reconciliation

  • Error handling and reversals

• Assess authentication, security, and compliance requirements

• Identify integration risks, dependencies, and constraints

• Compare alternative integration approaches (direct vs PSP-mediated)

• Produce a comprehensive technical integration report including:

  • Recommended architecture options

  • Integration patterns

  • API and security requirements

  • Regulatory and compliance considerations

  • Estimated implementation complexity

Required Experience & Skills

Payments & Financial Systems (Essential)

• Proven experience in payments systems, fintech, or mobile money platforms

• Hands-on exposure to mobile money ecosystems (e.g. MTN MoMo, Airtel Money, M-Pesa, or similar)

• Experience working wit