Quantitative Analyst

Recruiter:

Network Recruitment

Job Ref:

NFP016553/KM

Date posted:

Monday, January 26, 2026

Location:

Johannesburg, South Africa

SUMMARY:

We are looking for a highly analytical and driven Quantitative Analyst to play a critical role within Personal Loans and Overdraft portfolios. The purpose of this role is to develop, maintain, and enhance collections and behavioral models and assessment strategies that support responsible lending, sustainable growth, and worldâclass risk management.

POSITION INFO:

This role has a direct impact on how customers access credit, how portfolio risk is managed, and how strategic lending objectives are achieved, while ensuring alignment with regulatory standards and internal risk appetite.

Key Responsibilities

Develop, monitor, and enhance collections and behavioral models supporting Personal Loans and Overdraft portfolios.
Analyze business performance against defined risk appetite and present clear, actionable insights to stakeholders.
Identify portfolio trends, emerging risks, and optimization opportunities through inâdepth analysis and adâhoc reporting.
Partner with operational and business stakeholders throughout model development, system changes, and strategy implementation.
Increase efficiency through automation and programming of analytical processes.
Ensure regulatory compliance through structured documentation, governance processes, and engagement with relevant external bodies.
Peerâreview and challenge models across the broader portfolio to ensure consistency and best practice.
Conduct impact analysis for new and enhanced products to ensure accuracy, feasibility, and alignment with business objectives.
Maintain high data integrity through preâ and postâimplementation testing of system and strategy changes.
Share insights, industry trends, and best practices to support team capability and continuous improvement.

Qualifications

Essential:

Matric / Grade 12
Bachelor’s Degree

Preferred:

Postgraduate qualification in Statistics, Mathematics, Engineering, or Data Science
Professional designation or progress toward ASSA, PRM, FRM, or CQF

Experience

3–5 years of relevant analytical experience, ideally within credit risk, personal lending, or retail banking.

Technical & Professional Skills

Quantitative modelling and advanced analytical capability
Knowledge of risk management frameworks and processes
Understanding of regulatory requirements related to personal lending
Advanced Microsoft Excel and broader Microsoft Office proficiency
Programming and process automation skills
Strong business writing and stakeholder communication skills
Sound business acumen with a structured, problemâsolving mindset

Apply Now

This role is designed for a professional who wants to influence outcomes, challenge assumptions, and lead through analysis — not just execute tasks.

For more exciting Finance and Analytics vacancies, please visit:
/>I also specialize in recruiting within:

Actuarial
Data Analytics
Product Development
Pricing
Valuations
Market Risk

If you do not receive feedback within two weeks, please consider your application unsuccessful. Your profile will be retained for consideration against future suitable roles.

Contact

Kholo Mongalo
Recruitment Researcher – Actuarial & Analytics
ð Connect with me on LinkedIn:

Similar jobs you might be interested in:

Quantitative Analyst
Location: Johannesburg
Salary:
We are looking for a highly analytical and driven quantitative analyst to play a critical role within Personal Loans and Overdraft portfolios. The purpose of this role is to develop, maintain, and enhance collections and behavioral models and assessment strategies that support responsible lending, sustainable growth, and worldâclass risk management.
Today

Senior Quantitative Analyst
Location: Johannesburg
Salary: Annually
A leading South African banking group, known for its strong risk culture, data-led decision-making, and commitment to responsible lending, is looking to appoint a Senior quantitative analyst within its Personal Banking Division.
3 days ago

Senior Quantitative Analyst
Location: Johannesburg
Salary: Annually
A leading South African banking group, known for its strong risk culture, data-led decision-making, and commitment to responsible lending, is looking to appoint a Senior quantitative analyst within its Personal Banking Division.
8 days ago

Senior Quantitative Analyst
Location: Johannesburg
Salary: Annually
A leading South African banking group, known for its strong risk culture, data-led decision-making, and commitment to responsible lending, is looking to appoint a Senior quantitative analyst within its Personal Banking Division.
14 days ago

Senior Quantitative Analyst
Location: Johannesburg
Salary:
We are seeking an experienced Senior quantitative analyst with a strong background in banking and a deep understanding of credit risk decisioning.
14 days ago

Senior Quantitative Analyst
Location: Johannesburg
Salary:
We are seeking an experienced Senior quantitative analyst with a strong background in banking and a deep understanding of credit risk decisioning.
17 days ago

Quantitative Analyst â Capital Data & Debt Review Optimization
Location: Johannesburg
Salary:
A forward-thinking BPO is looking for a high-calibre quantitative analyst to join their fast-growing team. If you’re passionate about digging into data, optimizing processes, and applying commercial thinking to real-world business challenges, this opportunity was made for you.
21 days ago

Analyst: Quantitative Risk Modelling & Validation
Location: Johannesburg
Salary:
Gijima Staffing Solutions is recruiting on behalf of a client for an analyst: quantitative Risk Modelling & Validation to join a dynamic Group Risk environment focused on Asset and Liability Management (ALM), Market Risk, and Funds Transfer Pricing (FTP).This role is ideal for a curious, analytical professional who enjoys working with data, models, and financial risk concepts, and who is looki...
3 days ago

Quantitative Business Analyst
Location: Johannesburg
Salary:
We are seeking a highly analytical quantitative Business analyst to design, build, configure, and test solutions that enable quality and client-centric outcomes. This role involves leveraging quantitative expertise to support pricing, risk management, and financial modelling initiatives while collaborating with stakeholders to deliver innovative solutions.
17 days ago

Senior Leads Insight Analyst
Location: Johannesburg
Salary: CTC
Senior Leads Insight analyst
1 day ago