Senior Credit Analyst (CIB)

SUMMARY:

POSITION INFO:
This role is strictly suited to professionals with current or recent CIB credit risk experience and offers exposure to senior credit committees, high‑value transactions, and full portfolio ownership.

This role sits within a leading Corporate and Investment Banking environment recognised for strong governance, sophisticated deal structures, and capital‑intensive transactions in the resources and project finance space.

The successful candidate will be responsible for managing a resources and project finance credit portfolio, delivering high‑quality, commercially sound credit assessments, and supporting informed risk decisions at a senior level. This is a VP‑level position suited to individuals comfortable operating independently in a high‑pressure, high‑impact credit environment.

Why This Role?:

• VP‑level role within a structured CIB Credit Risk team
• Exposure to large, complex Mining, Project Finance and Oil & Gas transactions
• Direct engagement with senior management and credit committees
• End‑to‑end ownership of a strategic credit portfolio
• Opportunity to influence risk outcomes in capital‑intensive sectors

• Own and manage credit risk for a defined corporate & investment banking resources & project finance portfolio
• Conduct detailed credit risk assessments using financial, industry, and macro‑economic analysis
• Prepare and present credit applications and recommendations to credit and risk committees
• Manage the full credit lifecycle, including origination support, implementation, monitoring, and restructuring
• Deliver monthly portfolio risk MI and present insights to senior management
• Monitor covenant compliance, securities, and emerging risks with early identification and escalation
• Build and maintain strong relationships with internal business and specialist stakeholders

• Education (Minimum Requirements):
  • Bachelor’s degree in Business, Commerce, or a related field
  • Postgraduate qualification preferred (CA(SA), CFA, or equivalent)
• Experience:
  • Minimum 5 years’ experience within a Corporate & Investment Banking credit risk environment
  • Proven exposure to Mining, Project Finance and/or Oil & Gas
  • Strong experience across the full credit lifecycle
  • Demonstrated exposure presenting to senior credit committees
• Skills:
  • Advanced financial modelling and credit assessment capability
  • Strong commercial judgement and sector insight
  • Excellent stakeholder engagement and communication skills
  • Proficiency in credit risk systems and Microsoft Office
• Non‑Negotiables:
  • Current or recent Corporate & Investment Banking credit risk experience
  • Resources / Project Finance sector exposure
  • Ability to operate independently at a senior / VP level

• Actuarial Analyst
• Quantitative Analyst
• Risk Management