Specialist: Credit Reporting

Recruiter:

wePlace

Job Ref:

JHB000564/AS

Date posted:

Monday, June 20, 2022

Location:

Capetown, South Africa

Salary:

Market Annually

JOB SUMMARY:

One of South Africa's Banking Giants is looking for a Specialist within Credit Reporting to provide subject matter expertise relating to Credit Risk reporting, disclosure and management.

JOB DESCRIPTION:

Purpose Statement:

To provide subject matter expertise relating to Credit Risk reporting, disclosure and management, contributing towards the effective Credit Reporting Function
To compile information on all credit activities across the bank and presenting findings, trends and insights to stakeholders at Board, Executive and non-Director forums – in order to inform decision making and add value to the internal credit governance process.
Should you not receive a response from us within one week of your application, your application has unfortunately not been successful.

Key Tasks & Accountabilities:
Credit Risk Reporting

Engage with relevant stakeholders to gather inputs for reporting purposes, and ensure quality supply of source information by clarifying irregularities in data prior to reporting.
Analyse credit data to gain understanding of client behaviour and to identify potential risks, and package conclusions and insights into quality reports.
Actively participate in the preparing of presentations for senior and executive meetings (Credit Committee, Risk Committee, Board Risk & Capital Management Committee and the Board) by ensuring:
- The report structure, content and length are appropriate for the objectives of each meeting.
- Executive reports are relevant and concise.
- Reports are anchored and easily reconciled to key financial reports.
- Quality assurance and checking of reports and presentations.
- Reports are submitted in line with reporting deadlines.
Maintain on-going relations with key members of the credit reporting cycle in order to maintain a half year-end and year-end financial reporting discipline (i.e. external year-end annual reporting; external year-end audit engagement).
Read through external media content and best practise standards continuously to feed relevant information through to necessary reporting forums and packs.
Provide subject matter insights to enhance the efficiencies of the reporting process through networking, applying business intelligence and market research.
Liaise with internal financial stakeholders to gather input into the annual credit budget plan and demonstrate this understanding in disclosure cost variances.

Credit Risk Disclosure

Provide subject matter input and observations on credit risk and related credit matters, to enable Head: Credit Reporting to respond to press statements and enquiries from the market.
Work with the Head: Credit Reporting to draft communications and appropriate responses to enquiries from funder or Investor’s request / via Treasurer or CFO.
Participate in providing credit detail for input to Annual financial statement and half year reports.
Liaise continuously with various credit heads:
- To gain understanding of their core credit KPIs and KRIs.
- Convert these metrics into quality reportable measures.
Develop understanding around Basel III & IFRS9; ensure there is a thread through to external communications from a credit risk and financial reporting perspective.

Qualification:

Honours Degree in Commerce / Financial Accounting or ideally a CA(SA) designation

Knowledge and experience:
Minimum Knowledge:

The retail credit industry
Credit Risk Management
Advanced MS Office (Word, Excel, PowerPoint)
National Credit Act

Experience:

2 -3 years’ experience, post qualification in a financial reporting environment

Ideal Knowledge:

Strong knowledge of IFRS 9, Consolidations & Reporting (Year-End, Bi-Annually)
Basel III
Bank’s Credit Policy (including collections and recoveries policies)
Central Collections and Recoveries (external debt collection and debt review) environmet

Experience:

3+ years’ experience at interacting & reporting within the Credit Risk environment

Should you not receive a response from us within one week of your application, your application has unfortunately not been successful.

You can visit our website for more vacancies: / Facebook page @wePlace / LinkedIn

NB! This job is now closed. You can apply for other jobs by uploading your CV.

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